Health care sharing is a legal health care alternative but is not meant to replace health insurance. Unlike health insurance, health care sharing does not cover all medical and health expenses. It only facilitates the release of funds from contributions of members to pay a percentage of a member’s medical bill. In the case of United Refuah HealthShare, 80% of the eligible medical expense is shouldered by contributions of members while the remaining 20% is to be shouldered by the individual.
First seen to have been developed in religious ministries, the health care sharing scheme is a commendable practice that perpetuates good principles and values like the following.
Concern for Other People 
When joining a health care sharing organization, you are not only doing something favorable for yourself but other members of the organization. Sharing resources with the rest of the members of your organization during the time of need is indeed a noble achievement.
One may only feel the big relevance of this scheme when the medical expenses are too expensive for the pocket. By having a health care sharing organization with you, financial distress from medical problems may now be easier to cope. When other members experience the same, you are given the opportunity to help, which is truly uplifting.
Care for Family
An ideal health sharing organization like United Refuah HealthShare does not only encourage membership of individuals but also of couples and a family registration for all the members of your family. This encourages family health consciousness, and it reflects care and support among all members of your household.
Love for Oneself
Joining a health care sharing organization will increase your awareness of your health status. With health coaching provided by some health care sharing organizations, you will be briefed with your current health situations. For responsible members, this will encourage them to live a healthy lifestyle which promotes the love of oneself.
Promotes Good Financial Management
Enrolling in a health sharing organization is just like preparing for the rainy days. Keeping aside some of your earnings for health concerns in the future for you and your family is a value that connotes good financial management.
While there are many organizations that offer the same scheme, it is crucial to know their background and history. Because they should work as a non-profit organization, checking every detail in the membership guidelines and organization’s portfolio is very important. There have been cases of fly-by-night organizations in other countries offering this similar scheme.
Organizations of this kind differ in many ways, particularly the amount of payable amount, the percentage of the medical expense to be shouldered by the organization, and membership requirements.
With the right health care sharing organization, you are assured of a helping hand that will always be there for your health needs.…
